MASTERING CLUB FINANCES
FOR MEMBER CLUBS: BOARDS, MANAGERS AND TREASURERS
About THE Program
Curling clubs carry real financial complexity: bar operations, seasonal cash flow, HST, gaming licences, aging ice plants and capital obligations measured in the hundreds of thousands of dollars. At most clubs, all of it is stewarded by volunteers, and the working knowledge sits with a few people on the board, often one treasurer, and turns over when they do.
Curling Canada’s finance resources give an introduction to club finances. This program goes further: more detailed, Ontario-specific and practical.
Mastering Club Finances is built to be used, not read once. Every financial question a club faces has one place on a single map. Each place goes as deep as your
club’s situation requires, from a ten-minute read to hands-on professional support.
It is a multi-year build. Curling Ontario is committing to it over the seasons ahead, starting with the chapters clubs say they need most.
THERE ARE 5 PILLARS TO THIS PROGRAM
Five volumes. Twenty-five chapters. Every financial question a club board faces has a dedicated chapter in this comprehensive program—aligned directly with the five core areas evaluated in the Club Financial Health Check.
Built in layers, each chapter goes as deep as your facility needs: start with a concise, two-page Briefing at Level 1, or dive deeper into practical tools, templates, and full operational frameworks. Explore the five volumes below to find the exact resources for your club.
PILLAR A: The Club Business Model
The Club Business Model
Chapters in this section include:
- A1 – Sheet-Hour Costing – COMING SOON
- A2 – Membership Pricing – COMING SOON
- A3 – The Bar as a Business – COMING SOON
- A4 – Rentals, Bonspiels & Events – COMING SOON
- A5 – Fundraising, Sponsorship & Gaming – COMING SOON
PILLAR B: Facility & Capital
Facility & Capital
Chapters in this section include:
- B1 – Ice Plant & Utilities – COMING SOON
- B2 – The Asset Register – COMING SOON
- B3 – Capital Reserves – AVAILABLE NOW
- B4 – Reserve Investments – COMING SOON
- B5 – Debt, Leases & Campaigns – COMING SOON
PILLAR C: Compliance, Tax & Risk
Compliance, Tax & Risk
Chapters in this section include:
- C1 – Incorporation & ONCA – COMING SOON
- C2 – Tax Status & Filings – COMING SOON
- C3 – HST for Curling Clubs – COMING SOON
- C4 – Payroll & People Costs – COMING SOON
- C5 – Insurance & Risk – COMING SOON
PILLAR D: Records, Controls & Reporting
Records, Controls & Reporting
Chapters in this section include:
- D1 – Bookkeeping & Systems – COMING SOON
- D2 – Fraud & Internal Controls – COMING SOON
- D3 – Financial Statements & Assurance – COMING SOON
- D4 – Board Reporting & Oversight – COMING SOON
- D5 – Benchmarking – COMING SOON
PILLAR E: Planning & Continuity
Planning & Continuity
Chapters in this section include:
- E1 – Budgeting & Seasonal Cash – COMING SOON
- E2 – Scenarios & Stress Tests – COMING SOON
- E3 – The Multi-Year Outlook – COMING SOON
- E4 – Treasurer Succession – AVAILABLE NOW
- E5 – Structural Decisions – COMING SOON
The Club Financial Health Check
Ten questions, about five minutes of basic input, a broad-strokes snapshot of where your club’s shortfalls are across the five volumes. Run it once on your own, then again with management or the board. Results are not shared by default; at the end you can choose to send your results and your vote to Curling Ontario. Please do both. They inform which chapters get built first and where Curling Ontario invests next.
// QUESTIONS & SUPPORT
For questions and support on this program, please contact clubdev@curlingontario.ca.